Located on 445 Lula Payne Tl in Ball Ground, this 5-BR, 4-BA home is not part of a subdivision and comes without mandatory HOA fees. With 5,298 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Outside, the property offers approximately 4.99 acres, giving ample room to relax, play, or plan future outdoor projects. With parking available, the home provides flexible options for families and visitors. The location provides quick access to Ball Ground amenities while offering the flexibility of living outside a subdivision with no required HOA. With approximately 223 days on the market, this home is well positioned for the next owner. At $975,000, this home is well positioned for buyers seeking value in Ball Ground.